Sri Lanka Insurance now covers diabetes

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By 2017-11-15

Till now, diabetes was one of the main barriers for health insurance policies in Sri Lanka. Sri Lanka Insurance aims to shift this paradigm by introducing its Comprehensive D+ policy on November 14 to coincide with World Diabetes Day, stated a press release.
With this product, diabetics, a group previously unprotected by insurance, are also covered under the Sri Lanka Insurance umbrella. According to this policy, a diabetic with the Comprehensive D+ plan who has to be warded in a private hospital will be liable for reimbursement on their total hospitalization bill up to a predetermined limit, which could be Rs 200,000, Rs 400,000 or Rs 600,000. Customers can pay their premiums monthly, quarterly, biannually or annually, added the release.

Hospital room charges, operation theatre and ICU charges, medical practitioners', consultants' and specialists' fees, as well as nursing expenses, are among the benefits covered by the policy.

Comprehensive D+ is open to those between the ages of 30 and 60 and is renewable until a person reaches 65 years of age. Extending the policy to cover one's spouse is another option. The health cover can also be obtained with Divi Thilina, Minimuthu, Minimuthu Parithyaga, Minimuthu Dayada, Praguna, Yasa Isuru, Freedom and Janadiri insurance policies of Sri Lanka Insurance.
World Diabetes Day is held annually on 14 November. The main activities related to the event are organized by the International Diabetes Federation (IDF). The special day was created in 1991 by the IDF and the World Health Organization (WHO) to draw attention to the serious health issue diabetes has become and the risks it poses to global populations.

According to the Diabetes Association of Sri Lanka, there are over four million diabetics in the island with the South-East Asia Region being home to almost one-fifth of the world's diabetics. The number of people affected by this disease is increasing daily, with young people and urban populations being diagnosed with the condition on an increasing basis.

Diabetes is one of the four main non-communicable diseases to affect people throughout the world and is expected to become the seventh leading cause of global deaths by 2030, according to the WHO. The release concluded that food habits, being overweight, lack of exercise and genetic factors are believed to be the main causes of diabetes.



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